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Toledo, Ohio, USA
For more information, visit:
The Roemer Insurance Website
or call 419.475.5151
3912 Sunforest Court
P.O. Box 8730
Toledo, Ohio 43623
419-475-8750 fax

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  Website Last Updated on January 20, 2015


What is Bobtail Insurance?

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  • A term coined to apply to auto liability coverage for an owner/operator after a load has been delivered and while the truck is not being used in the business of the motor carrier. This usually occurs when an owner/operator is operating his or her vehicle for personal use only (e.g., on the way home), and not in the course of transporting property for the motor carrier under whose operating authority they haul, and on whose liability policy they depend while they are engaged in trucking. The method of providing what is known as bobtail liability is a business auto policy with the Truckers—Insurance for Non-Trucking Use endorsement attached.
  • This type of liability insurance pertains to the trucking industry. It covers a tractor traveling without a trailer.

  • Bobtail insurance and non-trucking liability are not always the same. Even though they’re used interchangeably very often, they’re not the same thing. Bobtail insurance typically protects the tractor when it's being operated without a trailer, regardless of whether or not it's under dispatch. Non-Trucking Liability, however, protects the tractor when it's being operated off dispatch, regardless of whether or not it's pulling a trailer.

If you need to get a quote on bobtail insurance contact our division manager, Michael Lawrence, or any of our sales representatives and give them your truck information and they will get you a quote.


Whether you're looking for owner operator insurance, motor carrier insurance, or private carrier insurance, Insure My Rig  commercial truck insurance for trucks and trailers of all sizes including:

  • Auto hauler trailers
  • Box trucks
  • Expeditors
  • Dump trucks
  • Dry Van Haulers
  • Flatbed trailers
  • Garbage trucks
  • Intermodal Haulers
  • Livestock Hauler
  • Tank trucks
  • Semi trucks