Need a Fast Quote on Bobtail Insurance?

Five easy ways to get a quote:
888-931-1934 ext. 292
2. Online Quote Form
  Owner Operator - Quote Form
    Own Authority - Quote Form
Email (
Fax: 419-475-8750

Why Choose Insure My Rig?

  • Aggressively Priced Products

  • Quick and Easy Quotes and Services

  • 80+ Years of Insuring Truckers

  • Nationwide Coverage

What is Bobtail Insurance?

  • A term coined to apply to auto liability coverage for an owner/operator after a load has been delivered and while the truck is not being used in the business of the motor carrier. This usually occurs when an owner/operator is operating his or her vehicle for personal use only (e.g., on the way home), and not in the course of transporting property for the motor carrier under whose operating authority they haul, and on whose liability policy they depend while they are engaged in trucking. The method of providing what is known as bobtail liability is a business auto policy with the Truckers—Insurance for Non-Trucking Use endorsement attached.
  • This type of liability insurance pertains to the trucking industry. It covers a tractor traveling without a trailer.

  • Bobtail insurance and non-trucking liability are not always the same. Even though they’re used interchangeably very often, they’re not the same thing. Bobtail insurance typically protects the tractor when it's being operated without a trailer, regardless of whether or not it's under dispatch. Non-Trucking Liability, however, protects the tractor when it's being operated off dispatch, regardless of whether or not it's pulling a trailer.

If you need to get a quote on bobtail insurance contact our division manager, Michael Lawrence, or any of our sales representatives and give them your truck information and they will get you a quote.



Website Last Updated: April 6, 2016
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3912 Sunforest Court
Toledo, Ohio 43623
Phone: 888-931-1934
Fax: 419-475-8750

Whether you're looking for owner operator insurance, motor carrier insurance, or private carrier insurance, Insure My Rig has commercial truck insurance for trucks and trailers for all sizes including:
Auto Hauler Trailers
Box Trucks
Dump Trucks
Dry Van Haulers
Flatbed Trailers
Garbage Trucks
Intermodal Haulers

Livestock Hauler
Tank Trucks
Semi Trucks

The information contained in this website is offered only to provide the reader with a general understanding of the subject matter. Nothing contained herein should be regarded as legal advice or as a warranty of veracity or averment of any fact. Whether such information is drawn from a simple glossary of terms, or enumeration of definitions for industry jargon or else wise, it is published only for general information and should not be regarded as legally binding. No language contained herein is part of any contract or policy of insurance and is only given publicly to allow for a conceptual understanding of commonly used terms.

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