Insurance for Your 18 Wheeler
Finding the right insurance at the right price
Finding the right insurance for an 18 wheeler can be daunting task.
Not only that, but 18 wheeler insurance does not usually come cheap. There are a lot of liability risks associated with 18 wheeler truck companies, so you need to find a company that understands your individual needs and can also help ensure that you meet all the requirements for insurance for 18 wheelers. InsureMyRig can help.
Whether you are looking for a comprehensive policy or cheap 18 wheeler insurance, InsureMyRig can help you find the right policy and the right 18 wheeler insurance cost. First, let’s look at what kind of 18 wheeler insurance you need. There are a few things to consider when deciding on what kind of coverage to have; you need to decide, for example, on the following types of coverage:
- Trucking or non-trucking liability. Trucking liability insurance offers protection for 18 wheeler truck companies in that it guards your assets if you would happen to cause an accident while towing a load. Sometimes this type of insurance is included in a driver’s contract with their carrier. Non-trucking liability is a limited type of liability insurance and is often referred to as bobtail insurance.
- Non-trucking liability insurance covers your rig between loads.
- Occupational accident coverage. Occupational accident coverage is an option for truck drivers who have risky jobs and want some extra protection for their family.
Additionally, collision or comprehensive plans are other types of 18 wheeler insurance options. It depends on your needs and on what you want to pay for the 18 wheeler insurance cost.
When looking for cheap 18 wheeler insurance, it’s also important to understand what contributes to the cost of the policy. Items that can contribute to the difference in cost of a policy include your driving record and experience and your age, your location and where you’ll be driving the truck, and the worth of the truck. The biggest factor to determine the cost of 18 wheeler insurance, though, is which coverages you choose to get. Some carriers require different coverages. InsureMyRig can help you make these decisions and find the best options to fit your needs.