Resource Library

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Trucking Insurance Requirements - Top 3 tips for understanding what insurance you need as a trucker!

You’re starting up a new trucking business, buying equipment, signing customer contracts, finding loadboards, planning routes; all the time avoiding thinking about one of the most important things for your business. Insurance. What kind of trucking insurance is required, how much is enough, where do I get trucking insurance? Hopefully, this article can help you with answers to some of your questions about commercial trucking insurance requirements; and hopefully turning the conversation from what is required, to what insurance is best for you to purchase.

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Top 5 Ways to Lower Your Cargo Insurance Rates

1. Only Pay For What You Need

As a trucker, you know exactly what kind of goods you’re hauling on a daily basis. The value of your typical cargo load should dictate how much insurance you’re paying for. Since cargo insurance provides protection for loss or damage of cargo and commodities, it makes sense that more expensive freight commands a higher premium. There’s no reason to pay for hauling a “specialty” item if your daily freight is less than special!

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What’s the difference between Occupational Accident Insurance and Worker’s Compensation?

Occupational Accident Insurance (Occ/Acc) and Workers Compensation are often confused. Find out the differences between the two to make sure you’re correctly insured.

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Commercial Trucking Across the Nation

10 Reasons Why You Should Choose the Leader in Trucking Insurance

1. Insure My Rig is a 3rd generation family-owned agency that has been insuring America’s truckers for over 80 years.

2. We know the difference between a fifth wheel and a steering wheel.

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Semi-Truck Insurance

What You Need to Know About Buying Trucking Insurance

Every trucker knows these two things about commercial trucking insurance: 1) insurance is necessary and 2) insurance is expensive. Beyond that what else do you know? The reply of most truckers to that question is: “Not much”. But your knowledge of trucking insurance and the optimal process for buying it can make a huge impact on your bottom line. It can truly mean the difference between success and failure of your trucking enterprise.

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10 Reasons Why You Should Choose the Leader in Trucking Insurance

1. Insure My Rig is a 3rd generation family-owned agency that has been insuring America’s truckers for over 80 years.

2. We know the difference between a fifth wheel and a steering wheel.

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150,000 reasons why an owner operator should definitely carry occupational accident insurance.

I was reviewing some claims reports from our insurance companies this morning and noticed 150,000 reasons why an owner operator should definitely carry occupational accident insurance. Occupational Accident insurance provides financial protection to the owner operator in the event of job-related injury – including death benefits.

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Commercial Trucking Insurance Mistakes Part 1

7 common mistakes that can cost truckers big money on their commercial trucking insurance.

Leaving erroneous info on your safer report is a mistake that will cost you money on your commercial trucking insurance premiums. As we all know, he FMCSA maintains lots of safety inspection information about motor carriers.

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Commercial Trucking Insurance Mistakes Part 2

7 common mistakes that can cost truckers big money on their commercial trucking insurance.

You’re with the wrong insurance carrier – or you have the wrong policy and a claim winds up being denied. When it’s a cargo claim, this can make your shipper/customer very crabby! Another common mistake is buying your insurance from the wrong commercial trucking insurance company.

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10 THINGS TO KNOW ABOUT SEMI-TRUCK INSURANCE

1. Semi-truck insurance does not refer to just one type of insurance! The term refers to several different insurance policies which truckers require to cover commercial trucking operations.

2. Owner-operator truck insurance is another way of referring to semi-truck insurance.

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The 5 Things You MUST Know Before You Purchase Commercial Truck Insurance

It is possible to pay too little for your commercial truck insurance. You probably don’t think this sounds right but consider: if you are with a substandard commercial truck insurance facility - and believe us there of been many of these over the years – your commercial truck insurance company can literally go away overnight.

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Semi Truck Transportation

Tractor Trailer Insurance

The Wellington F Roemer Insurance Agency has had a long and proud history of offering Insurance for Owner Operators as well as Cargo Insurance Quotes and Tractor Trailer Insurance.

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7 REASONS OCCUPATIONAL ACCIDENT INSURANCE SHOULD BE A PART OF YOUR COMPANY’S RISK MANAGEMENT PROGRAM

1. Employers are required to provide workers’ comp to their full-time employees, but not to their contract workers. Despite this, employers are able to help independent contractors protect themselves and their families financially in the event of workplace injuries or death. This is where Occupational Accident (OCC/ACC) comes into play!

2. Occupational Accident covers independent truckers who are injured or killed while on the job.

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Non-Trucking Liability Insurance

Non-trucking liability insurance covers independent semi drivers when they are outside the scope of their lease agreement with the motor carrier. We answer all your non-trucking liability insurance questions right here at insuremyrig.com.

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10 Steps To Get The Best Deal On Commercial Trucking Insurance

A trucking company’s fleet insurance program is one of the most critical ‘spends’ that a fleet owner makes each year. But, this is often times a messy, aggravating process and very time-consuming. When it's all said and done you are hoping you've gotten your best deal but how can you ever be sure?

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Semi-Truck Insurance

How Can An Owner Operator Get the Best Deal Possible on Truck Insurance?

How can an owner-operator get the best possible deal on trucking insurance? There are a lot of reasons why it is hard for an owner operator to get the best deal possible on his truck insurance. An owner operator is one of the busiest business people on the planet earth...

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How to Purchase Your Trucking Insurance Every Time, Every Year

It’s easy to tell when your trucking insurance is coming up for renewal; your phone starts ringing off the hook with shippers wanting updated certificates and insurance agents begging to quote your business. As a business owner, you want to make the best choice you can for your trucking company, but there are so many choices TO make...

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Leased Operator Truck Insurance

If you’re an independent semi owner operator leased to a motor carrier they likely will provide you with the majority of your liability insurance coverage. However, it’s usually in your best interest to buy your own non-trucking liability, physical damage and occupational accident insurance. This is known as Leased Owner Op Insurance. Get all your leased operator truck insurance questions answered right here at insuremyrig.com.

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Commercial Trucking Across the Nation

9 Things You Never Knew About Non-Trucking Liability

  1. Non-trucking liability, also known as NTL, covers you when you’re using a commercial vehicle for personal use.
  2. NTL will cover instances such as property damage or injury to a third party while you’re not under dispatch.

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