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Owner Operator and Own Authority Commercial Truck Insurance

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Why Choose Insure My Rig?

Top 5 Reasons InsureMyRig.com Should Be Your Commercial Truck Insurance Agency:

1

We are a 3rd generation family-owned agency that has been insuring America’s truckers for over 80 years.

2

Our 25 full-time insurance advisors & staff members include a dedicated certificate clerk and an in-house loss control expert.

3

For over 30 years InsureMyRig has published The Roemer Report, a monthly forecast of the trucking industry’s business and economic trends.

4

We are long-time members of the American Trucking Association, as well as numerous state trucking associations.

5

We know the difference between a fifth wheel and a steering wheel.

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Featured: 7 common mistakes that can cost truckers big money on their commercial trucking insurance

Mistake #1

Leaving erroneous info on your safer report is a mistake that will cost you money on your commercial trucking insurance premiums. As we all know, he FMCSA maintains lots of safety inspection information about motor carriers. As we know, bureaucracies such as FMCSA are not always 100% efficient and correct. Commercial trucking insurance underwriters use this information every day to calculate your exposures and to generate your commercial trucking insurance premiums.

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Commercial Truck Insurance

Featured: Do You Need Occupational Accident Insurance?

What is Occ / Acc? If a driver is injured while driving their semi or other work-related incidents, this coverage can help pay the cost of medical treatment, prescriptions and even disability payments and benefits for accidental death.

We make it simple. We will be happy to talk you through it and make sure that you are properly covered.

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Review by Todd L.

"Extremely helpful and knowledgeable. Very competitive pricing. As a small fleet owner, I would highly recommend these guys!"

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THE ROEMER REPORT: October 2020

HoS Rules Now in Effect, Will Driver Safety Follow?

As of midnight September 29, the Federal Motor Carrier Safety Administration’s (FMCSA) new Hours of Service (HoS) rules went into effect. The industry’s reaction has been mixed - certainly less than positive - and getting more vocal as the U.S. moves past the COVID-19 recession and closer to the presidential election.

Law is settled, the industry not so much

Industry groups including the Ohio Trucking Association (OTA) have been running information campaigns for many months to help members understand how to comply with HoS mandates. But as the new law incepts, the trucking industry remains skeptical of the heavy touch of the nanny state.

The Teamsters, unsurprisingly, have been quite vocal in their opposition. CDLife.com among other industry media reported in May the Teamsters General President Jim Hoffa’s opinion of the new law:

“In an effort to increase so-called ‘flexibility’ for trucking companies, the FMCSA is abandoning safety and allowing drivers to push themselves to the limit even further. Trucking is already one of the nation’s most dangerous jobs.”

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Insure My Rig is an independent advisor. We represent & quote the following companies & several more:

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InsureMyRig.com is the nation’s leading online trucking insurance agency. Whether you are a leased operator looking for non-trucking liability (bobtail semi truck insurance) and occupational accident semi insurance, or a trucker with his own DOT authority needing commercial auto liability and cargo insurance, we are here to provide assistance. We write fleet trucking insurance policies from 1-1000.