Commercial Truck Insurance New Ventures

Thousands Trust Insure My Rig For All Their Trucking Insurance Needs

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New to Your Trucking Business and Need Insurance?

We want to be your insurance advisor, not just your agent; we feel in a specialized business like trucking, you need to have a specialized agent for commercial trucking insurance.

We have over 80 years of experience in insuring trucker's all over the USA.

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The Trucker’s Authority on New Authority and New Venture Insurance

New to your trucking business and need New Authority or New Venture commercial truck Insurance?

In a specialized business like trucking you need to have a specialized agent, an authority on the business, one who knows a thing or two about commercial trucking insurance. With an 85+ year history of serving truckers with innovative policy solutions, we’ve become the commercial truck new venture insurance authority.

More opportunity than ever, and more risk

Opportunities in commercial trucking, freight and package logistics are expanding at a tremendous rate and so are the risks and liabilities you need to protect your business, vehicles and employees from every day they hit the road.

Which coverage and why? At InsureMyRig.com, we offer a variety of truck insurance policies to meet the needs of owner/operators, trucking fleets and fleets of owner/operators. We have the best answers to your toughest questions because our agents, know the difference between a fifth wheel and a steering wheel and possess authoritative insight into the different types of truck insurance available, and the coverage each provides.

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Questions answered frequently at InsureMyRig.com

The following are the answers to some frequently asked questions we encounter when looking for commercial trucking insurance.

The coverage a new venture or new authority trucking enterprise needs largely hinges on what’s going to be hauled. Regardless, there are six main coverage areas to consider:

1 . Primary Liability – Primary liability covers any accident that occurs on the road and the operator is at fault. This coverage protects the public for claims including collisions with vehicles and other personal property and is required for all federally registered interstate truckers.

2. General Liability – General liability covers you for incidents that occur when you are not “trucking’. This includes such accidents as slipping and falling inside policy holder’s place of business.

3. Physical Damage Insurance – Physical damage insurance covers damage done to the vehicle regardless of fault. Physical Damage coverage consists primarily of:

  • Collision Insurance – For collisions with vehicles and other property.

  • Comprehensive Insurance – For non-collision damage, e.g., vandalism or fires.

4. Cargo Insurance – Protects the shipper and covers damage done to cargo while it is in policy holder’s possession.

5. Non Trucking Liability – If you are an owner/operator permanently leased to a motor carrier this policy is required to protect the public when you are operating your vehicle outside the scope of the motor carrier’s business, i.e, for your personal purposes such as going grocery shopping.

6. Occupational Accident Insurance – Covers work-related accidents that harm operator health. Pays medical bills and lost wages for covered claims.

7. Excess “Umbrella” Insurance – Increases the policy limits (usually for the primary liability). Many shippers require insurance limits higher than those required by DOT regs.

CALL US TO GET YOU INTO THE ACTION NOW!

Call 888-931-1934 or email us today!

Types of commercial truck / trailers we can insure:

  • Flatbed

  • Intermodal
  • Tankers
  • Dry Van
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Frequently asked questions about Individual Owner / Operator Commercial Truck Insurance

At InsureMyRig.com, we offer a variety of truck insurance policies to meet the needs of owner/operators, trucking fleets and fleets of owner/operators. We can answer any questions you may have about the different types of truck insurance we offer and what coverage each provides.

The following are the answers to some frequently asked questions we encounter when looking for commercial trucking insurance.

If you have any other questions, don’t hesitate to give us a call; we are here to help you 24 hours a day, seven days a week.

Click Here to Get All of the Answers

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10 Things to Know About Semi-Truck Insurance

1. Semi-truck insurance does not refer to just one type of insurance! The term refers to several different insurance policies which truckers require to cover commercial trucking operations.

2. Owner-operator truck insurance is another way of referring to semi-truck insurance.

3. Semi-truck insurance policies can be selected to cover a trucker and their commercial vehicle in a variety of situations.

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